Financing Your DVC Resale
Financing your DVC resale contract can make Disney Vacation Club ownership more accessible.
Estimate Your Monthly Payment
Thinking about financing a DVC purchase? Use our easy, interactive calculator to get a quick idea of what your monthly payment might look like. Simply enter your sale price, adjust your deposit amount or percentage, choose your loan term, and set an interest rate to see an estimated payment.
This tool is designed to give you a general estimate only — it’s not an official quote or loan offer. Actual loan terms, rates, and payments will vary depending on your credit, loan type, and lender. Use this as a helpful guide to explore what may fit best within your Disney Vacation Club® budget.
Finance Calculator
Estimated Monthly Payment
$0.00
DVC Resale Financing Options
Vacation Club Loans
- 100% approval for all DVC properties (including Hawaii, CA & SC)
- No minimum credit score required
- Finance up to 90% of purchase price
- Terms up to 10 years
- No loan origination fees (save $199)
- No prepayment penalties
- 24/7 online account access
Note: For credit scores under 600, a 20% down payment (instead of 10%) is required.
LightStream Financial
LightStream (a division of SunTrust Bank) offers flexible personal loans with no fees or prepayment penalties.
- 5+ years of strong credit history
- Mix of credit cards, installment, and mortgage debt
- Excellent payment record (no delinquencies)
- Proven savings and low revolving debt
- Stable income and assets
