Financing your Disney Vacation Club resale contract is one option that many people consider. While it's always more cost-efficient to pay cash for your contract, for many people financing makes sense, especially when considering a Disney Vacation Club purchase.
There are several companies that offer timeshare financing, but for the purposes of this we're highlighting those we work with most often, and have found to be reputable. Please note: Rates quoted below subject to change based on credit score and fluctuations in the market.
Vacation Club Loans offers financing rates between 9.9% and 15.9% for up to 7 years depending on your credit score and loan amount.
Vacation Clubs Loans finances ALL DVC properties starting as low as 9.9% with good credit!
For more information, see the website at: https://www.vacationclubloans.com
Monera Financial is unique in that they offer the ability to finance your DVC resale with no credit check, and guaranteed approval. While this may sound unsual, the reason is simple. Monera knows that Disney Vacation Club timeshares hold their value. If you fail to pay on your loan, Monera simply assumes the deed and resells it themselves. Monera ONLY finances the DVC properties based in Florida (they will not finance Vero Beach, Hilton Head, Grand Californian or Aulani). The amount of the downpayment required varies depending on the contract and the length of the loan, and there is no penalty for paying off your loan early. They have an excellent calculator that allows you to see exactly what your options areThey offer rates that are slightly higher than other loan services (ranging from 9.9% to 15.9% depending on the length of the loan and the amount of the downpayment.) . Loan term options range from 12 to 120 months. CLICK HERE to learn more about Monera Financial
Competitive rates starting at 9.9%
For more information, visit their website at: http://www.monerafinancial.com/
Lightstream Financial is a division of Sun Trust bank. Lightstream offers loans for people with good to excellent credit at rates from 7.44% to 13.9% .
Given the unique nature of each individual’s credit situation, LightStream believes there is no single definition for “excellent and substantial credit”. However, we find individuals with excellent and substantial credit usually share the following characteristics:
For more information, see the website at: https://www.lightstream.com